- contact@samuelsconsult.com
- 800 580 2721
Call us today and let us show you how easy coverage can be.
Accidents are the #3 leading cause of death in the United States.
Samuels Consulting is a dedicated team of licensed insurance professionals based in St. Charles, Missouri 63301. We help individuals and families across the country add meaningful financial protection to their existing life insurance coverage through accidental death benefit riders.
An accidental death benefit is a policy rider, meaning it is added on top of a life insurance policy you already hold or are applying for. If the insured passes away as the result of a covered accident, the benefit provides an additional payout on top of the base policy, giving your family more financial breathing room during an already difficult time.
You can add an accidental death benefit rider to our whole or term life insurance policies. Our licensed agents will walk you through exactly how the rider works, what qualifies as a covered accident, and how much additional coverage makes sense for your situation.
Want more information? Let one of our licensed insurance agents walk you through the process from start to finish.
We start by reviewing your current life insurance coverage. Whether you hold a whole life or term life policy with us, we assess your existing benefit and identify the right rider amount to add on top.
The accidental death benefit is added as a rider to your existing policy. No separate policy needed. Our agents handle the paperwork and walk you through the terms, qualifying events, and payout structure.
Once the rider is in place, your policy now pays both the standard death benefit and the additional accidental death benefit if a covered accident occurs. Your family receives greater financial protection.
If a covered accidental death occurs, your beneficiaries receive the combined payout from both your base policy and the accidental death benefit rider, helping them manage costs without financial strain.
Already enrolled in or considering a term life policy? You can add an accidental death benefit rider to your term coverage for an additional layer of financial protection during the life of your term policy. It is a straightforward way to maximize the value of your existing plan.
Whole life policyholders can also attach an accidental death benefit rider to their permanent coverage. With a whole life base policy already in place, adding the rider means your family benefits from both lifetime protection and an additional payout in the event of a covered accident.
We are always happy to help. Reach our team by phone at 800 580 2721 or by email at contact@samuelsconsult.com and a licensed insurance agent will respond promptly to walk you through your accidental death benefit options.
contact@samuelsconsult.com
800 580 2721