Protect the Home You Worked So Hard to Build

If you die unexpectedly, would your family be able to make the mortgage payments?

You worked hard to buy your home and provide for your family. Mortgage protection insurance is an accidental death and dismemberment policy that can help your loved ones pay the mortgage after you are gone.

The policy is guaranteed acceptance for people ages 18 to 69 with no health questions asked. Coverage comes with powerful built-in benefits at no extra cost, giving your family more protection than a standard policy alone.

Keep a roof over their heads, no matter what.

Call us today and let us show you how easy coverage can be.

Keeping Your Family in the Home They Call Their Own

Samuels Consulting is a dedicated team of licensed insurance professionals based in St. Charles, Missouri 63301. We help homeowners across the country secure mortgage protection coverage that ensures their family will never have to worry about losing their home due to an unexpected accidental death.

Mortgage protection insurance is an accidental death and dismemberment policy specifically designed to cover your outstanding mortgage balance if you pass away as the result of a covered accident. It is not a traditional life insurance policy. Instead, it is a targeted, affordable solution built around protecting the single largest investment most families will ever make.

Guaranteed Acceptance for Ages 18 to 69

No health questions asked. No medical exam required. Coverage is available to all qualifying applicants.

Our simple accidental death and dismemberment policy can be purchased through the mail or with a licensed agent through our straightforward application process. Want more information? Let one of our licensed insurance agents walk you through the process.

Included Benefits at No Extra Cost

Our mortgage protection insurance comes with five powerful built-in benefits included with every policy at no additional charge. These additions go above and beyond your base coverage to provide your family with even greater financial protection.

Inflation Protection

For every year your mortgage protection insurance remains in force, your death benefit will increase by 5% from the original death benefit until it reaches 125% of that amount, or until you turn 70, whichever comes first.

Education Benefit

Available on the family plan. Upon the death of a covered accident, we will pay an extra 10% on your mortgage protection death benefit if your child is between the ages of 15 and 22 on the date of your covered accident, to help them pay for school.

Seat Belt Benefit

If you suffer an accidental death while in a vehicle with your seat belt fastened, we will pay an extra 10% on top of your standard mortgage protection death benefit. A simple precaution that earns your family additional coverage.

Dismemberment Benefit

We pay out an additional benefit if your accident results in the loss of a hand, foot, or eye. Payouts are subject to a standard table of losses and are designed to provide meaningful financial support during a life-changing event.

Commercially Scheduled Airline Benefit

If you purchased a ticket for a commercially scheduled airline and are fatally injured by a covered accident during that flight, we will match your original mortgage protection insurance death benefit, effectively doubling the payout to your family.

Three Simple Ways to Get Covered

Getting mortgage protection coverage in place is straightforward. There are no health questions, no medical exams, and no complicated requirements. Choose the application method that works best for you.

Apply by Mail

We will send you everything you need directly to your home. Complete the simple application at your own pace and return it by mail. No appointments, no pressure and no rushing.

Apply with an Agent

Prefer to speak with someone directly? One of our licensed insurance agents will walk you through every detail of the policy, answer your questions, and guide you through the application from start to finish.

Call Us Today

Not sure where to start? Give us a call at 800 580 2721. Our team will review your situation, explain your coverage options, and help you determine the right mortgage protection amount for your home and family.

Questions?

What Is Mortgage Protection Insurance?
Mortgage protection insurance is an accidental death and dismemberment policy designed to help your family pay the mortgage if you pass away as the result of a covered accident. Unlike standard life insurance, it is specifically targeted at protecting your home. The policy is guaranteed acceptance for applicants ages 18 to 69 with no health questions asked, making it one of the most accessible forms of financial protection available for homeowners.
The policy is guaranteed acceptance for anyone between the ages of 18 and 69. There are no health questions asked and no medical exam required. As long as you fall within the qualifying age range and are a homeowner with an outstanding mortgage, you are eligible to apply for coverage.
Yes. All five built-in benefits, including inflation protection, the education benefit, the seat belt benefit, the dismemberment benefit, and the commercially scheduled airline benefit, are included with every mortgage protection policy at no additional charge. There is no need to select or pay for these separately. They are part of the policy by default.
Standard life insurance pays a death benefit regardless of the cause of death, subject to policy terms. Mortgage protection insurance is an accidental death and dismemberment policy, meaning it pays out when the insured passes away or suffers a qualifying injury as the result of a covered accident. It is designed specifically to protect your home and is available with guaranteed acceptance, making it an accessible option for those who may not qualify for traditional life insurance.
Our simple accidental death and dismemberment policy can be purchased through the mail or with a licensed agent through our straightforward application process. There are no health questions and no medical exam. Contact us today at 800 580 2721 or at contact@samuelsconsult.com and one of our agents will guide you through the process quickly and easily.
Our team is always ready to help. Reach us by phone at 800 580 2721 or by email at contact@samuelsconsult.com and a licensed insurance agent will respond promptly to walk you through your mortgage protection options.

Get In Touch

Have questions or need assistance? We are here to help every step of the way. Feel free to reach out anytime and our team will be ready to answer your questions and guide you through the process.

Samuels Consulting

Email

contact@samuelsconsult.com

Phone

800 580 2721